Looking for a quote for buildings and contents insurance - or just need information?
Home Insurance should not be seen as a difficult task, but an important and necessary one. One in three people in the UK get their home burgled. Almost a quarter of all households are not protected by any form of home insurance. Home insurance can offer something for everyone; with insurance ranging from homeowners, landlords and tenants insurance. As standard practice, mortgage lenders will insist that you have buildings insurance to obtain a mortgage.
Loss or Damage
This can cover damage to your building caused by numerous factors such as a fire explosion, an earthquake or lightning. It may also cover disasters such as storms, floods, water escaping from water tanks and criminal activity such as theft or attempted theft. Some insurers can extend cover to include garages and outbuildings.
Standard Accidental Damage
This cover can provide damage to fixed glass and sanitary fittings. Within contents accidental damage, items such as TV, audio and video equipment can be covered, with the option of extending to cover other household items. Damage to services can also be provided. This covers accidental damage to cables and underground pipes providing service to the home. Inspection covers for drains and septic tanks is also available.
Public Liability
This covers the homeowner, should they be found legally responsible for someone getting injured on their property.
Home Emergency cover
This covers the cost of a contractor ’s call-out up to a maximum limit for work done. However, it will not cover incidents that arise due to lack of maintenance. In most circumstances, there is No excess to pay. Call - outs are not treated as claims, so no-claims discounts are not affected.
NEXT PAGE
** Please note : All descriptions relating to cover depend on individual insurer level of cover. You should always check your documentation. If in doubt, ask your Broker or Insurer direct. Failure to disclose all circumstances relevant to the insurance policy could invalidate any insurance cover in the event of a claim. KEYWORDS: home insurance quote, cheap insurance quotation, contents insurance, compare home insurance, buildings and contents cover, home insurance cover, cheap price for home insurance
